"When you do a course like this, you focus on the person delivering it… it’s reassuring having met Terry now, he’s a genuine person who’s doing what he’s teaching actively every day. So he is an expert in what he’s teaching… and there is a support team in place to help. If you do have questions, you just have to ask and you’ll get the support that you need. Very early on I went on one of the Q&A sessions and asked a couple of questions to Tricia… she was able to respond in a good way… They’ve obviously got that knowledge, you just have to ask… Nothing threw up any warning flags. I was relatively confident that the support would be there if I needed it, and it has been."

— Carey Dobson (Technical Delivery Manager)

"I've done lots of courses… but I was never interested in stock market courses because they looked very complicated and it was all about buying into a program or their software… and really the software was being sold. With Terry, you have all these free resources openly available to everyone… and he even explains, if you want to pay, this is what you're going to get extra. If you don't want to pay, that's fine. You can still use what you have.

It’s really about empowering you to be resourceful rather than thinking you need something outside of you to be able to trade… all the resources are there and he’ll show you how to use them to the best of your ability. Even on the call, he’ll say, I’m using the paid version here… but do you really need it? And he’ll explain yes or no. I think that’s the great thing about it"

— Hament Chavda ( Coach & Entrepreneur)

"I can only tell you how he treats me… I feel really comfortable talking to him. I really like his life story and that, you know, if he can come from the place that he's come from, then I can… there's nothing to stop me from doing it. I like the underdog story. It's bloody amazing, isn't it? As soon as you meet him and have the conversation, you kind of know exactly where his heart is and where his intent is. He's not just telling you what to do… you can see that he's walking the walk and he's invested as well."

— Derek Bade (Retired Farmer)

"I like trading… but look, Freedom Trader is not just about trading, you can use it for investing, it covers it all. It gives you security and certainty, knowing this is not a get rich quick scheme where you could lose your money very quickly… When I did the course, I was so impressed by how thorough it was and how much information Terry gave… in such an easy way to understand.  Sometimes you do other courses and you feel they’re holding back… but you never get that from Terry. In Blueprint and in the Inner Circle, he just shares so much. He’s genuine… that’s what I love."

— Shirley Chiu (Admin)

"That amount is quite a substantial commitment for me… I don’t generally pay that kind of fee. So I thought, well, the course fee will be worth it if my investments down the track can pay off. If I can learn to trade safely and grow my wealth, then that really justifies the course fee… I did what research I could before I made that commitment, and I felt really comfortable with Terry, so I went ahead with it. I’m glad I did.

These kinds of offerings almost invariably are scams… you think, who is this guy, what’s he selling, and how long before he disappears? But one of the greatest things is that he teaches you to be self-reliant in applying the knowledge. It’s not the case that I would have to ring him up and ask for advice every day, given everything that he’s taught me."

— Edward Sweeney (Software Programmer)

"I like that he's (Terry) doing what he preaches and he actually shows you. Some are happy to tell you what they do, but they're not willing to open up their portfolios and show what they're really doing. He's got skin in the game and he's willing to share. There are solid international companies… you’re using Johnson and Johnson soap, turning on your Microsoft product, Googling something… and it’s not just me, it’s everyone worldwide. They’re well-known companies, not flash-in-the-pan floats that bust tomorrow… so we’re starting with a little bit of knowledge even before you’ve looked into the company."

— Nicole (Broadacre Farmer)

"So I first met Terry when he was giving this presentation and the way that he put it was so simple to understand… he did a few games with numbers which initially I had no idea about, but the way he explained it just made sense. I thought it would become more complicated when I started the course… and it really didn’t. It just followed on from that. For it to be that simple in a 30 to 60 minute class was fantastic.
Terry is very upfront about the costs involved, but also …what he gives is above and beyond. It is absolutely worth the knowledge he gives you, and how simple, streamlined and easy to understand it is… whether you’ve got a financial background or not. It’s fantastic!"

— Rhiannon Willow (Retail Sales Assistant)

"I love the course… I love that it's not different every month. It's the same principles, the same rules. I love the community and having access to Terry and learning from him. I was impressed by how much he gave during the masterclass… and I just felt “this guy is genuine,” which I don’t get often. I watch a lot of free presentations, and I just thought, okay… I think this guy will deliver."

— Shirley Chiu (Admin)

"Terry’s been in the financial services industry for a very long time and he tells you about his background… he’s quite open with that. He doesn’t sound like some kind of a shyster… the information is sound. He’s done his research recently… he’s actually gone into his recommendations and he’s telling you even more about an investment than you probably thought he was going to tell you in the first place.

It might be a good investment now, but here’s what it’ll do in the future as well… take it or leave it how you want. Having the questions is really good… he reads your questions back… he answers them fully and then he’ll say, “is that the kind of answer you’re looking for?” And if it needs clarifying, he will clarify further… he will actually help you with it and provide you with an answer so that it’s clear and you understand."

— Roslyn Clifford (Insurance Industry)

"At that point I thought Terry was just some fictitious person up in the clouds… and I was surprised that he actually responded and answered me. He might talk about a particular stock one month, then revisit it the next and say things have changed… there are a few red flags popping up and he’s not as fond of it as he was previously. That’s heartening when you’re learning.
It’s ridiculous to expect every trade to be perfect… so to see Terry openly explain when the environment has changed is the difference compared to others selling a course. He shows not only what he did wrong but what he did right… and he actually shows us his trades. Not so we can copy him… but to see that he’s putting his money where his mouth is gives you more confidence to trust him in those early days."

— Fiona Hendrie (Vet & Business Owner)

"I think one of the things that I'm always looking for when I'm wanting to join a new community or looking for a mentor is I want somebody that's walked the path that I want to walk and is just further down the road. What I admire about Terry is that the things he’s telling us to do are the things that he’s actively doing for himself… it’s not just about the time to buy and the stocks to jump in with.

For me, it’s almost like an insurance policy… whenever a market goes up, there’s always going to be a pullback somewhere along the line. And knowing that there’s a safety net there for someone to say, hey, danger, time to get out, to protect me from making losses… that’s almost equally, if not more important… than just the great stocks to buy into."

— Karl Schwantes (Jeweler & Business Coach)

"He puts his portfolio up there for you to see. If he wasn’t willing to do that, you’d think, what’s he hiding? … When he shows he’s bought at the same time, you think, well okay, things are lining up. You give yourself a tick. It’s easy to get off the market… jump in and take the favourite or the odd horse out, but you’re really going to shoot yourself in the foot and it’s going to cost you money. You can go and reinvent the wheel if you want to… but you can trust this one and say, well, I’ll give it a bell and follow it."

— Richard & Kaye Mcinnernery (Semi-Retired Farmer)

"Because I had been down that track… my late husband and I had been to seminars and spent quite a bit of money on a course. We never did trade though. But what stood out about Terry and Freedom Trader is that he was transparent and he seemed really, really down to earth and generous with his knowledge. With the Freedom Trader Blueprint, there are just so many resources available to you… and they’re there for life. As long as you have it, there’s always something there to learn.

It’s given me knowledge that I didn’t have before and it’s given me a sense of security in that I know what I’m doing. Because I now can create an income… and not watch my savings dwindle away. In the first six months I actually replaced my casual income, which was exciting."

— Joy Rensch (Retired)

"For me, the Inner Circle gives me a lot of confidence. Every second week, Terry does a live QnA and you can be on there asking questions… the alternate week he gives out weekly updates. Every week you get where the opportunities are, what he's sold, what he's bought. When you're first starting out… you're hoping that you are making the right decisions. So it gives me a lot of confidence that when Terry has bought certain shares, I've bought them at the same time on the same day… that reinforcement that you're doing the right thing. Terry's whole program is very consistent with his message, and if you're persistent with what you're doing, you'll do very well."

— Jane Kellock (Sheep and Grain Farmer)

"I've subscribed to newsletters… $100, $200 a year… you learn a little from them, but they aren’t the core of your investment. They’ll give you a tip and you’re left to your own devices as to how and when to buy it… there’s no discussion on how much of your capital you should allocate. You get what you’re paid for. If you're independent, there’s no reason why you can't have a newsletter, do Terry's course, and say, well actually I'll run this by Terry's parameters and see how it comes out. He’s more transparent than other places… it is the closest thing that I’ve found that suits my personality and psychology."

— Anthony Hansen (Retired)

"I'm so grateful for it… because joining the community actually pushed me to dig a little bit deeper… It’s nice to make money, but it’s also nice to learn things, because Terry is not always going to be there. It’s not always what Terry says, it’s what he teaches you… He’s not telling you what to do. He will never tell you what to do… he wants you to start thinking accurately about your findings and what you would recommend to do next with comfort, not just getting confirmation every time.

He was not pushing in terms of money. He was just straightforward in what he does. And I thought… it's maybe time I overcome the scams and make an adjustment in myself… I have to trust people. The way he talked to me, being calm and very knowledgeable… This might be the key. And I said wholeheartedly, yes, I'm going to sign up and join the community. And I'm so grateful for it."

— Jason White (Civil Engineer)

"So we signed up for the free masterclass and at the end of that Terry said if anyone’s interested in proceeding further, book a session… and that in itself was quite eye-opening because in similar things it’s very much a sign-up process… they don’t really qualify anybody, they’re quite happy to sign up anybody.
 
In Terry’s case, it was none of that at all. It was more a case of, right, let’s see where you’re at… let’s have a look at your numbers and see what it would take for you to be financially free. He’d look at our finances and see if we’re actually in a good position to start… it felt like a qualifying process to say, are you ready for this or do you need to go off… It was really good to see that Terry made sure that you were ready for that next step. It takes an incredible amount of integrity to support their own values and say, no, you’re not ready for this journey yet."

— Nick Teo (Government Employee)

"Terry wants everyone to succeed and to me, he was more approachable. There was no - there just wasn't the hype that I felt with others — like "Oh you're going to make so much! Your money is going to triple and quadruple!". I went with Terry because of his honesty."

— Laura Brown (Retail)

"Very heartening to know that what he was teaching me and teaching others is what he's doing. It's not like he's got this program for his students but he's got a little extra knowledge on the side. He's stripped back his own investing and trading strategy to pretty much what he's teaching others. For me that's very authentic, it's not  like there's 1 program for him and 1 for the others. It's just whatever he's doing is whatever he's sharing."

— Chester Cutinha  (Job Flow Supervisor)

"Our share investing hasn’t been too bad but what I noticed is we always hold things too long, we just don’t sell. I think we just get busy and then what happens they go down and then we think, “Oh, they’re going to go back up” But then they go back up then we don’t know - well they might go a little bit more let’s just hold onto it - then they go down again! So okay so it’s not a very structured investment process. I am now subscribing to the Inner Circle with Terry, so he actually provides an insight into what he’s trading every week with his portfolio. It will give me a lot more confidence moving forward that I am on the right path."

— Christin Smith (E-Commerce)

"He’s got 20 years experience, he’s progressively picked up these stocks and understood them, he’s got his favourite list and he’s sharing that with us. They’re good stocks, there’s smart money involved in them, they’re the stocks that I always trade in and out basically, so hence I’ve basically taken most of those stocks and they’re my stocks now. Terry’s program it’s great information, it’s a great direction he believes in his system and yeah he’s excellent."

— Frank Bilotta (Builder)

"He explains things the best he can and if you don't get it the first time, he'll explain it another way. And just the fact that you know he is there to answer any questions and always makes you feel welcome to ask your questions. Not only is he a good teacher but he's honest – and that's what I was looking for - someone really honest, really open, put the cards on the table, said what it is, how it is, how it all works and answered my questions thoroughly and honestly and that's probably what got me here and has kept me here and it's been - I've just learnt so much, so much. Yeah, his passion for it rubs off on us as well."

— Laura Brown (Retail)

"It’s really created opportunities for me so I’m really thankful to Terry and just his passion and his transparency, the way he treats everyone and the teacher in him. And you know that no question is too dumb, like I ask pretty dumb questions but we all learn from each other and just the community that Terry’s created – even when you ask questions on there you always get someone offering advice or providing a hopeful solution for your question. My life has changed a lot over the last 12 months that I wouldn't have envisaged happening if it wasn't for Terry. I’m really grateful for what he’s done and for what he’s allowed me to do."

— Brad Mander (Nurse)